Whenever one mentions France, it is obvious that your mind immediately imagines the magnificent Eiffel Tower.
Well, there is much more to France than just Paris. The lavender fields of Provence, the French Riviera's star-studded beaches and the fairytale châteaux of the Loire Valley are all equally responsible for making the country so picturesque.
Many even go as far as purchasing a property there to live in the country as they please. This is especially the case for individuals living in the UK. So, if you too wish to own a holiday home in France, keep reading.
Investing in foreign estate is a huge decision. Hence, it is understandable that you are cautious about spending your hard-earned money. But now is indeed a great time to actualising your dream of owning a French estate because:
As most estate experts predicted, the French property market is booming with a rapid increase in house prices. These numbers will only grow for the time being; hence, the more you wait to purchase a property, the more you would have to pay.
So without delay, get an estate agent in France and purchase your ideal property. You can also consult with the agent to understand the scenario in your desired region to determine the ideal time to make the purchase.
France's "social security" or health care system is well-known worldwide for its general excellence and is premised on Universal Healthcare.
As long as you've lived in France for at least three months, you can use their public healthcare system, which pays for about 70% of your medical treatments.
People who are not French residents firstly need to register for a social security number and a national health card (Carte Vitale) to access this facility.
With this health card, you will be directly reimbursed for any consultation or treatment, implying that you do not need to pay upfront. You can choose your preferred doctor, but you must register with them first and foremost.
Just ensure the said doctor is claimed to be your primary physician to get reimbursements for the visits made.
Moreover, you can also cover the remaining 30% with the help of 'mutelle' or complementary health insurance. If you have a job in France, your employer can also pay for this.
To register for French healthcare after you buy a holiday home in France, you need to:
Step 1: Open a French bank account
Step 2: Register at the local CPAM office or Caisse Primaire D'Assurance Maladie
Step 3: Provide essential documents such as proof of residence, passport, proof of address, birth certificate
Step 4: Lastly, register for the health card
In France, there are so many different styles of vacation homes that purchasing one might not seem like enough.
Modern homes come with cutting-edge technology, such as:
Underfloor heating to make frigid mornings much more bearable
Cappuccino makers
Lights that can be controlled remotely
Room monitoring so you can keep an eye on the kids
Sustainable building materials, landscaping gardens with native plants and flowers, and infinity pools that blend in with the terrain are all hallmarks of several luxury residences in France.
Of course, there are also the more conventional estates. These include country chateaux with views of the hills, lofty Parisian flats bathed in light or coastal houses in Saint-Tropez with access to a private beach.
Well, imagine that you have already purchased your holiday home but only plan to visit it sometimes.
So, why not utilise it as a rental property for other tourists looking for a place to stay? This could act as an additional channel of income, helping you earn through your investment.
In this scenario, it is best to buy a holiday home in France that has been recently renovated as it would help you get a good value for it. Not only that, but it helps bring down the operation expenditures to a minimum.
The most suitable time to visit France is Spring (March-May) or Fall (September-November).
However, when you buy a holiday home in France, you can enjoy all seasons as there is no worry of not finding a room to stay in during peak months. You can go to the Alps to ski or enjoy the seaside as you read a book at your preference.
After owning a house, you would be travelling to the country more frequently, the local areas will no longer remain foreign to you. The folks living around your house would also start treating you like one of their own making you experience the truest France which a tourist would usually overlook.
You would get more opportunities to discover unconventional places and indulge in decadent French cuisine.
So, don't wait too long and take the first step to buy your dream holiday home today!
The best part is that you do not even need to leave the UK to make a purchase. The present technology lets you do almost every formality online. From finding an agent to taking a virtual tour, everything is possible.
Moreover, you can also pay for your French house online. Simply get your seller's banking details and make an international money transfer via The Currency Club. We let you send money at extremely nominal exchange rates and to prove that they are indeed the market best, we also let you compare them with others.
If you are moving to France for good, you can use the same facility to transfer your money from a GBP account in the UK to your new EUR account.
Yes! Purchasing a house in France is this simple and beneficial now.
So, why wait any longer?
We have made every effort to ensure that the information published here is correct and accurate, however you should check and confirm the latest exchange rates with The Currency Club directly prior to making a decision. The information published is general and does not consider your personal objectives, financial situation or particular needs. Full disclaimer available
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A page for us to share with you our thoughts on everything to do with with foreign exchange and much more. From new product launches and widgets to political announcements, market insights and even where to head on your next holiday look no further, you'll find it all here.
March 2022
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As a new year begins and the January blues sets in, many will return to their desks attempting to tackle their backlog of emails but at the same time distracted by which destination they should escape to next..
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December 2020
According to Mintel research, 43% of holidaymakers used a debit or credit card last year and this seems to be on the rise with the 30-45 year age group.
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